CUNA Strategic Services: InterLutions

Products and Services Offered Through This Provider

Employee Benefits, HR Consulting, Collaborative and Pooled Credit Union Benefit Plans, Flexible Funding Options

What is I-Care?

I-Care is a collaborative employee benefits solution delivered through a Credit Union Service Organization, called InterLutions. Formed by credit unions, for credit unions, I-Care provides enhanced medical insurance benefits at lower costs. When credit unions join the I-Care community, their employees become part of a larger pool of credit union healthcare users. Pooling with other credit union employees helps reduce claims risk and volatility of premiums, thus lowering costs for employees and credit unions. Lower costs and multiple plan options gives credit union employees the benefits they deserve.

I-Care is becoming the credit union community’s go-to-choice for employee benefit and wellness solutions. In addition to cost savings and plan enhancement opportunities, I-Care credit unions have access to resources that help HR managers:

Evaluate and benchmark performance of employee benefits programs
Network and share intelligence with a nationwide community of credit union HR specialists
Enhance benefits and wellness programs to better fit your credit union’s culture
Reduce healthcare costs and improve benefits — making it easier to attract and retain talented employees
Make proactive and seamless health and wellness program adjustments
Create flexible and competitive plan designs through the availability of multiple networks
Predict behavior and make long-term strategic decisions
Reduce claims and monitor performance through sophisticated data analysis of big data and peer statistics

How do credit unions benefit from the I-Care strategic alliance?

I-Care provides the following benefits to credit unions and their employees:

Access to Experts: Leverage the expertise of our I-Care team’s actuaries, pharmaceutical specialists, medical doctors, HR professionals, benefits and wellness experts, and strategic employee-benefits consultants.
Networking: Join a network of your peers through our HR forums, conferences, educational webinars, and strategic workshops. A network specific to credit unions focusing on healthcare trends, changes, and best practices.
Cooperative Strength and Value: Stop overpaying for insurance and join a true cooperative healthcare solution that allows credit unions to retain profits during years with favorable claims.
Control Your Destiny and Your Operating Budget: Lowering cost, reducing risk and collaborating with credit union peers allows YOU to take back control of YOUR healthcare solutions by developing long-term strategies that benefit YOU, not the insurance markets.